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Personal Injury Law
When someone is physically or emotionally injured, or their personal property
is damaged, it is considered in law to be a “personal Injury”. The
laws covering personal injury allow the injured party to receive compensation
for damages caused by someone else’s carelessness, negligence, recklessness,
or intentional actions. Personal injury law is also called “tort”
law. States and the Federal government have
enacted tort laws for the protection of your rights. Tort actions have three elements:
there must be a legal duty between the defendant (the one doing the wrong) and
the plaintiff (the person injured); there must be a breach of that duty; and,
damage must occur because of that breach. When all three elements take place,
a personal injury, or tort, has occurred.
The laws of our society place demands on all citizens not to harm others. This
means that not only should people be safe from harm, but their possessions also.
Whenever someone else harms you or something that belongs to you, they become
liable to answer to the tort laws governing the situation. Liability can be caused
by intentional acts, or torts, or by negligence. An intentional act is one designed
to cause harm or injury. The person committing the act wants to harm you. A negligent
act occurs when someone fails to take appropriate action and you are harmed as
a result of that failure. For instance, if an angry person throws a brick through
your car window, that is an intentional tort (it may also be a criminal action).
On the other hand, if a careless driver runs into your car, that is a negligence
tort. In the first case, the defendant wanted to cause an injury; in the second
case, the defendant did not want to injure you but failed to take the appropriate
action to prevent injury. In both cases, the defendant had a duty not to injure
you or your property, because our laws and society create that duty. The duty
was breached by the intentional or negligent actions of the defendant, and damage
to your person or property resulted.
Another form of person injury law covers “strict liability”. Strict
liability means that there is responsibility whether or not negligence was involved.
This is usually applied to situations which are in themselves abnormally or inherently
dangerous. This concept also occurs in the area of product liability. Manufacturers
are charged with the responsibility of assuring that their product is safe when
used as directed. If someone is injured by a product, under the terms of strict
liability they do not have to prove intent or negligence, only that the product
was defective through no fault of their own, and that harm was done.
Once a personal injury has occurred, the defendant has a liability to make good
the damage done. “Damages” is the term for whatever is owed to you
to compensate you for your loss. Damages can be agreed upon by you and the injuring
party, through insurance settlements, or by other means. But often the damages
offered to you may not fully compensate you for your loss. This is especially
true if you have suffered physical injury and have not been able to work. Personal
injury law is the mechanism for determining who is in the wrong, or in other words,
who is “liable”, and what the liable person should have to pay for
the damage caused.
If you are the victim of a personal injury, there are several things you can do
to help yourself. First of all, make sure that you seek proper medical attention
and that you follow up with the proper authorities and your own insurance company.
If you believe your injury was caused by the carelessness or intentional act of
another, you may want to contact an attorney to discuss this. You should call
as soon as it is convenient to do so and avoid discussing the matter with strangers
and/or insurance representatives who are not from your own insurance company.
You should be cooperative with the police, your own treating physicians, and your
own insurance company. Most personal injury cases are covered by a statute of
limitations, which means that you only have a certain period of time in which
you can file a lawsuit.
If you or a loved one is in need of legal assistance, please call Kleinpeter
& Schwartzberg, L.L.C. at (225) 926-4130 or toll
free (800) 548-6130 anytime during regular business hours, Monday-Friday
(8:00 AM to 5:30 PM), or submit an online questionnaire.
The initial consultation is free of charge, and if we agree to handle your case,
we will usually work on a contingency fee basis, which means we get paid for our
services only if we recover money for you. Remember, if a lawsuit is not
filed within the time limit set by law, all rights may be lost forever.
Only an attorney, based on the factual information provided by the client, can
determine for sure the applicable prescription period (time limit). Please do
not delay in seeking legal assistance to ensure that you do not waive your right
to possible compensation.
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